Stick Bills™

I filed Chapter 13 a few months ago. Drive Financial now Santander was included in the Chapter 13 plan. They received notice of filing along with my attorney’s information. Under the Automatic Stay provision, which commences immediately after filing a Chapter 13, they were prohibited from contacting me, collecting from me, or repossessing my vehicle.

They purposefully ignored the Chapter 13 provisions, violated state and federal mandates under the plan, and repossessed my car @ 4:30 am. Although they advised my attorney they are going to return my vehicle, I am still waiting for is. This company willfully ignored federal and state laws Bankruptcy laws geared to protect the consumer.

This company conducts business through unethical practices and needs to be shut down or fined at least. The irony is that they are getting paid under the Chapter 13 plan, in spite of the fact they have collected from me already approximately $17,000 for a car that is currently valued @ $500. Drive/Santander refuses to provide their customers with loan modifications in spite of the hardship economy we currently have.

Anyone that reads these posts, if you have Drive Financial or Santander as your auto financing company, be alert they will violate Bankruptcy laws on purpose. I am filing a formal complaint against them with the BBB, and any other regulatory agency that they may report to in the US.

In: Auto Insurance / Loans Posted By: Watchdogconsumer [ ]